Episodes

In this episode I had a great interview with Simon Brady from Anglia Advisors. Originally from London, Simon spent over 25 years in an institutional currency and equity derivatives trading environment both in the financial district of London and on Wall Street. He began his CERTIFIED FINANCIAL PLANNER™ education in 2010 at New York University and earned my CFP® designation. Simon worked for the United Nations as a financial advisor for a while and in 2016 registered his own independent firm, An...

In this episode I interviewed Cathleen Hutchins. Cathleen and I discuss how she was able to afford a home in Hawaii as a federal employee through cooking at home, habit-formed budgeting, and buying second hand. She put herself through college on an (almost) full scholarship by seeking out opportunities and never letting one slip by. Cathleen is a perfect example of how living a frugal life can be enjoyable with less sacrifice than you think. She doesn’t deprive herself or her family of anything ...

In this episode I interviewed Nick McCullum from Passiv. Nick explains what Passiv is and how they are a great option for the busy professional who doesn’t have the time to constantly rebalance their portfolio manually. He explains how Passiv is able to make rebalancing your portfolio as easy as clicking a button. Nick McCullum went to college to study biology when he quickly realized that this particular major did not interest him at all. He wanted to do something different but still graduate ...

In this episode I had the privilege of interviewing Paul Moore. I talk with Paul about speculation versus investment, forced appreciation, and a variety of other topics related to commercial real estate investing. He shares how risky speculating can really dip into your net worth and how proper investing can increase it significantly. Paul is very knowledgeable about investing in commercial real estate, specifically multi-family, self-storage and mobile home parks. Paul Moore started his profes...

In this episode I interview David Essel. David and I discuss how he overcame addiction and completely change his life. We talk about the conscious and subconscious mind and how it affects our thinking related to finances. David is a plethora of information and provides some real life-altering advice. David Essel, M. S. O.M., is a number one best-selling author, counselor, master life coach, international speaker and minister whose mission is to positively affect 2 million people or more every d...

In this episode we welcome our guest Chris Miles. Chris and I discuss how he became the “Anti-Financial Advisor” and explains how he discovered his passion for passive income. There are some golden nuggets in this episode that made me think twice about my own investments and investment strategies. This is one of those episodes that can be life changing to someone. Chris really surprised me with how he changed his own investment strategy when he realized there were better ways to build passive ca...

In this episode I talk about setting goals for the new year and why it’s important… at least to me. I also talk about how we shouldn’t just be focused on one year, but have a long-range plan for at least five years out. This bonus episode is meant to help motivate you into holding yourself accountable to get out there and crush it this year! Thanks for listening and please leave us a review. It helps us out tremendously. Average Joe Finances: Our social media links can be found here: flow.page...

In this episode we welcome our guest Ted McLyman, Author | Entrepreneur | Business Owner | Speaker | Trainer | Lt Col, USMC (Ret) | Ironman Triathlete. Ted discusses discuss how conventional wisdom about money is wrong and how emotions are tied to money. He explains how money success is about knowing your natural money temperament and managing your behavior, and then, your money. Ted and I share an awesome dialogue that will resonate with everyone, especially our military population of listeners...

In this episode we discuss when you should use a financial coach or a financial advisor with the founder of Wealthtender, Brian Thorp. We discussed in detail about when it’s appropriate to use a coach or an advisor. We also spoke about how it’s important to have that person to help hold you accountable in your own financial journey. In 2019, Brian left his high paying six-figure financial services career in Texas to launch a startup. Crazy? Perhaps! He started working remotely from a small beac...

In this episode with Anthanē Richie from Rich State of Mind, we discuss how he got started in his own journey into financial independence using real estate as his vehicle. He is a newer investor and gives a great perspective on his first investment properties. He is currently serving in the U.S. Navy and was recently selected for Chief Petty Officer. In the Navy, that is a significant milestone that he has achieved. It goes to show his determination in everything that he does. We talk a little b...

In this episode with Kyle Robertson, we discuss how he got started in real estate. He explains how he managed to get some great deals including when he bought a storage facility. During his journey he explains how he was able to double his gains with that commercial property to jump start the growth of his portfolio. He discusses pressing the reset button with his family, selling everything, and starting over. That sounds scary doesn’t it? Well Kyle and his wife made it work. After hitting that ...

In this episode we interview Tim Carmon. Tim and I served together in the Navy at the same command a few years ago. Tim has always been a go getter and it certainly showed in his Navy career. Tim and I were catching up on LinkedIn and started talking real estate and I asked him to come on and share his story with what he’s been doing. He explained how he was able to build a great relationship with his lender at a local bank to work out different finance options. Tim and his brother are putting i...

In this episode we interview Greg Junge. We had a great discussion about real estate syndications, turn-key investments, and success mindsets. Greg recently co-authored Success Habits of Super Achievers. The book features lessons from Darren Hardy, Les Brown, Brian Tracy, Mark Victor Hansen, and many other authority figures. Greg grew up on Long Island, NY, and currently resides in Phoenix, AZ with his wife Mandy and their dog Buster. He has been a full time Realtor since 2015 and real estate i...

In this episode we interview Jay Sooknanan. We talk about a variety of topics and he shares his story of personal growth and development. He shares with me how a life coach was able to change the trajectory of his life and how he changed his mindset to find his purpose. He is now a life coach himself and a successful entrepreneur focused on becoming financially independent. His reasoning behind it is not just for himself and his family, but to help others. I had a great time talking with Jay and...

In this episode we interview Erik Engebretson. Erik explains how he built his partnership and his real estate portfolio of 50/50 short-term and traditional rental properties. By short-term rentals, we aren’t talking AirBnB or Vacation Rentals… We are talking about one to six-month rentals. We also covered finding that work-life balance on your financial freedom journey. Don't miss out! Erik Engebretson is the founder and CEO of EME Companies. Erik is an entrepreneur, real estate investor and ex...

This interview with Rocky Lalvani was a great learning experience for me. Rocky is the real deal! Throughout the interview he shares his insights and personal experiences that led to his success. I really enjoyed this interview and felt that I learned quite a bit from Rocky. I think there is something in this episode for everyone. Definitely listen to the whole episode and enjoy. About Rocky Lalvani: He started with nothing when his parents immigrated to the United States. He was two years old,...

Show Notes from My Future Business Podcast: On today’s My Future Business Show I have the pleasure of spending time with property investor and founder of Average Joe Finances Mr. Michael Cavaggioni talking about investing and wealth creation. Mike grew up on Long Island, NY and enlisted in the Navy at the age of 17 as an E1 (the lowest rank in the military). He worked his way up the enlisted ranks to E6 and an eventual commission as an officer. With 18 years of service and approaching retiremen...

Interview James Goi Jr. Part 3. This is part three of exploring James’ book How to Attract Money Using Mind Power. If you haven’t already, go to his website below, snag a copy of the book, and join along as we go through each chapter in detail. Being able to go chapter by chapter with the author really helps put things into a different perspective than just reading it on your own. Join us in this final part of our 3-part journey through How to Attract Money Using Mind Power. James Goi Jr., aka ...

Interview James Goi Jr. Part 2. This is part two of exploring James’ book How to Attract Money Using Mind Power. Go to his website below, snag a copy of the book on his website and join along as we go through each chapter in detail. James Goi Jr., aka The Attract Money Guru™, is the bestselling author of How to Attract Money Using Mind Power—a book that set a new standard for concise, no-nonsense, straight-to-the-point self-help books. He condenses and simplifies abstract metaphysical concepts ...

Interview James Goi Jr. Part 1. We go through James’ book How to Attract Money Using Mind Power. Go to his website below, snag a copy of the book and join along as we go through each chapter in detail. This was a fun interview to have and James shares how events early in his life propelled him to where he is today as an author and as The Attract Money Guru.™ James Goi Jr., aka The Attract Money Guru™, is the bestselling author of How to Attract Money Using Mind Power—a book that set a new stand...

Dr. Shaun Woodly has dedicated his professional career to education. He is a decorated K-12 teacher, university professor and author whose deep passion and research have allowed him great success as an educator and entrepreneur. He is the architect behind the educator movement “Teach Hustle Inspire” and has written the best-selling book “MC Means Move the Class: How to Spark Engagement and Motivation in Urban and Culturally Diverse Classrooms”. In both education and life, Dr. Woodly believes in ...

In this episode, I discuss different side hustles you can do. I talk about side hustles I have done in the past as well. This episode is wave-top information in a sea of possibilities. Hopefully this can give you some good ideas of different things you can do to make a little more money during these tough times. Average Joe Finances 📋Budgeting and Money Management| 🏡 Real Estate Investing | 💰 Investing in the Stock Market. 💎 Join the community and the journey. Links to all of our social media...

In this episode, we interview Jeff Bayless host of The Evolution Podcast and co-host of Journey to Higher Consciousness on YouTube. He shares his story of resilience and overcoming some extreme hardships. I have known Jeff for many years and served with him in the Navy. He talks about this time period in his life and how he went from being essentially homeless, $40k in debt, and in some legal troubles to having $40k in savings and in a much better place mentally and financially. All of Jeff’s l...

In this episode, we interview Eric Bowie from Smart Money Bro. He shares his story on how he started his journey to financial freedom and how he went from a negative net worth to having a net worth of $600k. This is the final episode in a 3-part series where we discussed the 7 topics below. In this episode we talk about topics 4-7. You don’t want to miss when he talks about his voice over work and pooling family money together. Definitely two topics I found to be very interesting and fun. We tal...