Episodes

Join Mike Cavaggioni and Ravi Sood, as they talk about Galane Gold, Ravi’s company, and share about being an active miner. Ravi was taking a pause before pursuing his master’s degree after studying mathematics. Figuring out a way to be able to fund his education, Ravi got into the investment industry and fell in love with the field. It was until the mid 00’s that Ravi actually got interested in investing in mining and gold. Ravi shares more about how he got interested in mining gold and what’s h...

Join Mike Cavaggioni and Perry Zheng as they chat about the Cash Flow Portal, whose goal is to connect passive investors with real-estate syndicators among many others. Leaving his job at Lyft as an engineering manager to go full-time with the Cash Flow Portal, Perry shares how he started his journey, with the purple bible, Rich Dad, Poor Dad. He now helps syndicators raise capital and find deals as a full-time job. There is a lot to unpack in this episode about how they operate and help syndica...

Join Mike Cavaggioni and Badri Malnyur as they discuss building a fund for investing in real estate! Starting his business right after college, Badri and his partners had a software consulting company that he ran for a decade. In search of passive income, he got into a corporate training company that is, while not a passive type of income, still acknowledged as income which was his goal either way and that is what helped him transition into different entrepreneurial paths. Badri shares more abou...

Join Mike Cavaggioni with Quentin D’Souza on the 78th episode of the Average Joe Finances® Podcast as they talk about why he left teaching for real estate, why he stopped coaching, why you shouldn't be the expert in everything, and so much more. As Quentin shares what can be anticipated from his book The Action Taker's Real Estate Investing Planner, tune in and find out why he doesn't do annual goals and why he believes planning is still so underrated. In this episode, you'll learn: Quentin D’...

Join Mike Cavaggioni and Tawnya Schultz as they discuss The Money Life Coach, Tawnya’s way of giving back to the community, especially for women, teaching them how to utilize their finances better towards financial freedom. Tawnya’s online platform did not come to fruition overnight. She shares that since she was a kid, she’s always been conscious about making money, which was further inspired by her environment and was later on realized after moving in with her boyfriend and felt trapped financ...

Join Mike Cavaggioni with his guest, Sarah St. John, on the 76th episode of the Average Joe Finances Podcast as they talk about how to build a business through podcasting. Sarah has created several startups in her decade-long career as an entrepreneur. Nowadays, she manages the podcast production agency, PodSeam, and hosts the Frugalpreneur Podcast. Today, Sarah breaks down the different ways to make money online, detailing all the must-haves for your online business. In this episode, you’ll le...

Join Mike Cavaggioni and Michael Gilmore as they discuss how the $7 Millionaire came to be. It was actually a sentimental back story with Michael’s daughter asking him how much does she need to save every day to become a millionaire in her lifetime and Michael being as intrigued as his daughter on what seemed to be just a random question started doing his calculations and the rest is history. In this episode, Michael shares more about how financial freedom is not easily achieved nevertheless ver...

Join Mike Cavaggioni and Dustin Heiner as they discuss how to be successfully unemployed! Ironic as it may sound, Dustin doesn’t mean for someone not to have a hustle but quite the opposite. His story is to inspire someone and even give tips on where and how to start. Dustin shares that his drive to not work while being able to support his family to live a comfortable life is when he was at his lowest point when he got laid off from his job. He used this point to find opportunities for himself a...

Join Mike Cavaggioni with his guest, Nathan Bynum, on the 73rd episode of the Average Joe Finances® Podcast. Today, they discuss building the habits you need to achieve your goals and succeed in life. Nathan is a web developer, a best-selling author, and a certified goal-success coach. He teaches entrepreneurs how to achieve their business goals through finding the intersection of their passion and profits and, in turn, attracting their ideal clients. Today, Nathan shares his experiences, from l...

Join Mike Cavaggioni and Chris Mamula on the 72nd episode of the Average Joe Finances® Podcast as they talk about DIY investing, wealth building, early retirement, and financial independence through financial planning. Chris retired from his professional career as a physical therapist at the age of 41 and started educating himself about investing and tax planning. From experience, Chris shares his tips and tricks on how you can build your own blueprint to financial independence. In this episode...

Join Mike Cavaggioni with Dan Sheeks on the 71st episode of the Average Joe Finances Podcast to discuss achieving early financial independence in their early 20s. Dan is the founder of SheeksFreaks, an online community dedicated to helping young people learn money management skills, real estate investing, and early financial independence. He shares how he helps teens learn financial literacy. He is also a BiggerPockets author! In this episode, you’ll learn: A passionate high school teacher hel...

Join Mike Cavaggioni with his guest, Savannah Arroyo, on the 70th episode of the Average Joe Finances Podcast. Today, they discuss the similarities between working in the healthcare system and syndicating real estate investments. Savannah is a full-time registered nurse, managing multiple departments at a busy, Magnet-recognized hospital. But she is also a real estate investor, focusing on value-add multifamily syndications. Today, Savannah shares her journey, from finding herself in various lea...

Join Mike Cavaggioni with his guests, Carrie Bohlig and Craig Clickner, on the 69th episode of the Average Joe Finances Podcast as they talk about venturing into the world of side-hustling. Carrie and Craig met as singles while building their businesses. Living a modest life, Carrie began her business while studying sociology and Women's Studies. Meanwhile, Craig first considered creating his own business while working as a banking risk analyst in 2003. And while their paths to entrepreneurship ...

Join Mike Cavaggioni and David Torrence on the 68th episode of the Average Joe Finances Podcast as they talk about how you can invest towards financial independence in 20 minutes. David is the CEO of Throne CG and the founder of KP Cares Foundation Inc. Throne CG is an investment consulting firm, while KP Cares is a non-profit geared towards assisting under-resourced communities, bridging the wealth gap. As an investor and philanthropist, David’s mission is to serve and be of service to his comm...

Join Mike Cavaggioni with Rob Schulz on the 67th episode of the Average Joe Finances Podcast as they talk about what financial planning achieves, why you should have a line of credit prepared anytime, how short-term biases affect our finances today, and so much more. After they share the schemes that fit folks who are averse to investing, Rob speaks about the asset classes he invests in and explains why it's vital not to put all your eggs in one basket, plus the tips he can impart to investors w...

Join Mike Cavaggioni with Chad Wittfeldt on the 66th episode of the Average Joe Finances Podcast to discuss flipping, cryptocurrency mining, and real estate investing. Chad started his journey as an entrepreneur early, flipping anything he got his hands on, then began trading stocks and currencies in his teens and later became very focused on passive income creation. He currently focuses on two real estate businesses and cryptocurrency mining. Today, Chad shares the trials and tribulations he pu...

Join Mike Cavaggioni and Al Jones on the 65th episode of the Average Joe Finances Podcast as they talk about what financial decisions you can make to achieve a perfect credit score. Al is a personal finance author and a game developer in Phoenix, Arizona. After years of making poor financial decisions, thinking it was the norm, he decided to turn things around by learning finance, specifically credit repair. Today, Al shares his experiences, from barely living on a low credit rating to raising h...

Join Mike Cavaggioni and Calvin Blankenship on the 64th episode of the Average Joe Finances Podcast as they talk about setting goals as a new real estate investor. Calvin is an active duty corpsman in the United States Navy who always had an entrepreneurial mindset. However, after trying his hand in network marketing, he ultimately realized his goal to replace his military income with passive and active real estate income as fast as possible. Today, Calvin shares some of his plans to achieve fin...

Join Mike Cavaggioni and Michael Lush on the 63rd episode of the Average Joe Finances Podcast as they talk about replacing mortgage with HELOC to start saving thousands of dollars in interest. Michael is the founder and CEO of Lush Enterprises, educating consumers on more efficient ways to purchase or refinance their homes. He used to be a mortgage loan officer who always did what he believed was best for his clients. But after learning that he could do more for them from a wealthy mentor, he ma...

Join Mike Cavaggioni and Dave Foster on the 62nd episode of the Average Joe Finances Podcast as they talk about how 1031 exchanges can help you achieve financial freedom. Dave is the founder and CEO of Ironwood Solutions. The multi-industry company focuses on value addition through systemic process improvement, balancing capital maximization, and wealth preservation. They also provide project-specific solutions for various profit and non-profit institutions. Today, Dave shares his experiences, f...

Join Mike Cavaggioni and Tristan Pelloux on the 61st episode of the Average Joe Finances Podcast as they talk about various innovations in financial services today. Tristan is the founder and Chief Pencil Officer of FinTech Review, an online media outlet on the FinTech industry. Besides managing and writing for Fintech Review, he serves as a management consultant, helping various companies worldwide shape their business strategies. Today, Tristan shares his journey, from working in financial ser...

Join Mike Cavaggioni with Raymond Riopel on the 60th episode of the Average Joe Finances Podcast as they talk about the role money plays in life, how Raymond defines "financial freedom," the four currencies, and phases of life, and many more. Growing up, Raymond learned that if someone wants to achieve success, one needs to take control of it. After he explains the power of gratitude and words, Raymond shares a story of how his work—traveling around the world mentoring hundreds of students. He s...

Join Mike Cavaggioni and Brendan Lee Young on the 59th episode of the Average Joe Finances Podcast as they talk about what DIY investors need to succeed. Brendan is the CEO and co-founder of Passiv, a portfolio management tool designed to help self-directed investors manage and grow their wealth. At Passiv, they believe that our money should work hard for us and not the other way around. And so, Passiv allows investors to easily manage their portfolios by automatically calculating trades and bri...

Join Mike Cavaggioni and Will Owens on the 58th episode of the Average Joe Finances Podcast as they talk about how changing your mindset can change the world. Will Owens is the CEO and founder of The Mind Creates. In 2020, he recognized the ability for people to create the life they desired with the power of the mind. And so, through this revelation, Will designed, “The Mind Creates,” to assist people in life coaching, investing, education, business consulting, and problem-solving. After all, th...