Interested in being a guest?
Our current interview schedule is every other Saturday from 10:00am – 3:00pm HST.
Email info@averagejoefinances.com for booking information.
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A practical guide to financial freedom
Unlock Your *Passive* Income Potential
The Average Joe Finances podcast guides listeners on their journey to financial independence through discussions on real estate, investing, and side hustles. Listeners learn practical strategies to build wealth and control their financial future, regardless of their income level.
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Nov. 16, 2025
321. Stocks, Strategies, and Success with Rizwan Memon
Join us on Average Joe Finances as our guest Rizwan Memon, an equities and derivatives trader with 18 years of experience. Rizwan shares his journey from starting trading at 16 years old with $5,000 to becoming a seasoned trader specializing in U.S. financial markets. He discusses his strategies, including the use of complex options and shorting techniques, and offers advice to new investors. Rizwan also emphasizes the importance of transparency, diversifying investments, and maintaining a balan
Nov. 9, 2025
320. Mastering Financial Independence with Tim Townsend
Join us on Average Joe Finances as our guest Tim Townsend, a wealth management expert from Australia, shares his journey from growing up on a lighthouse to running a successful wealth management practice in Melbourne, managing assets worth $400-$500 million. The discussion covers the importance of financial literacy, understanding market volatility, and disciplined investing. Tim emphasizes the need for a sound financial plan, the significance of understanding inflation and real returns, and the
Nov. 2, 2025
319. Breaking Financial Boundaries with Tracey Lundell
Join us on Average Joe Finances as our guest Tracey Lundell, a wealth advisor, shares her unconventional journey from aspiring diplomat to financial industry expert. Calling in from Canada, Tracy offers insights into her varied career, the importance of diversified income streams, and the necessity of taking that first step toward financial literacy. She emphasizes creating customized financial plans based on individual values and the significance of actionable steps in achieving long-term finan
Oct. 26, 2025
318. The Art of Passion and Capability with Tim Dwyer
Join us on Average Joe Finances as our guest Tim Dwyer,shares his 20+ years of experience in business coaching, detailing his journey from a corporate career at Telstra to running his own business coaching company. He emphasizes the importance of passion, purpose, and capability in building a successful business and introduces his innovative 'Toly Map' system for business growth. Tim also discusses the impact of AI on business landscapes and the significance of aligning with one's true passion t
Oct. 19, 2025
317. Exploring Sustainable Coffee Ventures with Robby Kuster
Join us on Average Joe Finances as our guest Robby Kuster from Green Coffee Company, discusses the company's evolution from a small startup with three farms in Colombia to a major player in the coffee industry, known for its sustainable practices and vertical integration. Robby shares his personal journey from studying economics and teaching English in Colombia to growing Green Coffee Company and pursuing an MBA. Listeners will hear about the importance of sustainability in agriculture, the bene
Oct. 12, 2025
316. The Power of Passion and Persistence with Dan Daly
Send us a text Join us on Average Joe Finances as our guest Dan Daly, who shares his remarkable journey from a janitorial union job to becoming a successful automotive dealership manager and later a real estate investor focusing on European markets. Dan talks about how he identified opportunities in the competitive real estate market by focusing on popular tourist destinations in Europe, particularly in Portugal, and leveraging lower interest rates. He also discusses launching a $50 million p...
Oct. 5, 2025
315. Creating Wealth Through Franchises and Beyond with Cliff Nonnenmacher
Send us a text Join us on Average Joe Finances as our guest Cliff Nonnenmacher, an experienced entrepreneur and franchise consultant, shares his entrepreneurial journey, which spans various industries from raking golf balls as a child to managing multiple franchise brands. Cliff shares insights on the importance of mindset, discipline, overcoming fear, and the benefits of franchising. They also explore key market trends and strategies for successful franchise investment. Cliff’s upcoming book...
Sept. 28, 2025
314. Transforming Lead Generation into Franchise Empire with Alex Filipuk
Send us a text Join us on Average Joe Finances as our guest Alex Filipuk shares about his journey from Belarus to becoming the founder of Ideal Siding, the largest siding franchise in the United States and Canada. Alex shares his experiences of moving across countries, starting his business from scratch in Vancouver, and scaling it to a successful franchise. They discuss the differences between typical franchises and high-ticket franchises, the importance of management and leadership for busi...
About the Hosts
Mike Cavaggioni
Founder/Host
Mike Cavaggioni is a veteran and retired U.S. Navy officer having served for 20 years. Mike is a Financial Coach, Real Estate Investor, and Podcast Host. Near the end of his Navy career, he shifted his focus to financial independence and entrepreneurship. Mike started investing in real estate and working his other side-hustles to create passive income and become financially independent by age 38.
He started the podcast to share both his own and his guest’s adventures in becoming financially independent. Mike’s mission is to provide relevant and informative content that will help others in their own financial independence journey. Mike’s goal is to help you beat debt, build your wealth, and control your future!
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Reviews
Entertaining, insightful, and actionable! 🔥
No matter where you are in your career journey, this is a must-listen podcast for you! Mike does an incredible job leading conversations that cover a huge breadth of topics related to the ins and outs of financial independence with a variety of experts who bring so much experience and actionable insight to the table. Highly recommend listening and subscribing!
- ASobering
- Nov. 29, 2021
Mike is a great host!
Mike had me on as a guest for his podcast, and I have to say it was a blast! He treats his guests with respect and does his research ahead of time. This allows him to get the best interview with his guest and the most value for his listeners. I highly recommend the Average Joe Finances podcast to all who wish to make better money decisions!
- Dan Sheeks
- Oct. 2, 2021
Great host!!!
Mike is one of the best hosts and all his episodes are loaded with tons of knowledge not only for beginners but also for experienced investors as well. If you are looking for top notch guests, content, and ideas, look no further than this show. Incredible value, thank you!
- srsevier
- June 25, 2021
Incredible show and engaging host!!
Mike is the MAN! He is an excellent host and really dives into what makes successful people so successful. He always brings a fresh perspective to the audience and asks the questions that you are thinking in your head! Subscribe now because you don’t want to miss an episode!
- MichaelBarnhart
- June 5, 2021