Personal Finances Episodes

Join us on Average Joe Finances as we welcome our new co-host, Tawnya Schultz! She shares her journey from being trapped in a financially dependent relationship to becoming a financial coach, known as The Money Life Coach. She also discusses her approach to budgeting, the psychological aspects of finance, and her aspirations to educate and empower, especially women, on financial matters. What you’ll learn in this episode: The significance of fostering positive relationships, which can enhance ...

Finance isn't solely about numbers—like any other journey, it aligns with personal values, dreams, and life goals. Exploring this intriguing intersection, let’s take a deep dive into the exciting world of financial planning, focusing on how personal discoveries shape financial decisions. Join us on Average Joe Finances as our guest Debra Schatzki shares key insights into her financial planning methods which involve understanding the vulnerabilities of clients, their major goals, and dreams In ...

If you're frustrated and overwhelmed by working long hours and saving diligently but watching your early retirement dreams slip away, you're not alone. Many seeking financial independence get stuck in unfulfilling jobs or uncertain financial situations. You may be overspending, making poor investments, or not earning enough to save effectively. However, there's hope. By identifying and addressing your obstacles, you can achieve the freedom and fulfillment you desire. Join us on Average Joe Fina...

Does this sound familiar? You've been told to simply think positively to overcome adversity and maintain a positive mindset. But despite your efforts, you still struggle to stay optimistic and navigate life's challenges. The pain of constantly trying to force a positive mindset, only to be disappointed, is draining and disheartening. It's time to discover a more practical approach that will truly help you overcome adversity and find lasting happiness. Join us on Average Joe Finances as our gues...

Join Mike Cavaggioni with Jerry Fetta on the 202nd episode of the Average Joe Finances Podcast. Jerry shares the key steps and strategies that will enable you to attain the desired outcome of complete financial independence. In this episode, you’ll learn: The journey towards financial freedom through education and responsibility. Exercising due diligence to maximize profits in private fund investing. The concept of real estate investment strategies and their ability to catapult your financial...

Join Mike Cavaggioni with Leisa Peterson on the 200th episode of the Average Joe Finances Podcast. Leisa shares her journey from a scarcity to an abundance mindset, highlighting the power of mindfulness and investing in oneself. In this episode, you’ll learn: The insights on embracing mindfulness practices for a fulfilling and prosperous life. Understand the impact of self-investment on achieving long-term financial freedom. The benefits of semi-retirement and generating passive income for im...

Join Mike Cavaggioni with Barbara Sloan on the 196th episode of the Average Joe Finances Podcast. Barbara shares her tips and knowledge on managing the fluctuating income of the service industry and helps people in the service industry manage their finances better. In this episode, you’ll learn: How Service Industry Professionals are left out of wealth building. How people without access to employer-provided benefits can set up their own benefit systems. Scanning your environment for hazards ...

Join Mike Cavaggioni with Brad Barrett on the 190th episode of the Average Joe Finances Podcast. Brad shares the objective numbers when it comes to achieving financial independence before traditional retirement. In this episode, you’ll learn: What do most people get wrong about money How Money plays on our emotions and investing 2023 Investing Themes How does somebody make their money matter? And so much more! About Brad Barrett: Brad Barrett is a Managing Director and Partner at One Capit...

Join Mike Cavaggioni with David Bruce on the 182nd episode of the Average Joe Finances Podcast. David shares some secrets in banking strategy to help you pay off your mortgage fast. In this episode, you’ll learn: What banks are secretly doing to keep you stuck in your mortgage How to pay off your mortgage in 5-7 Years without refinancing, hurting your credit, or paying extra into your existing mortgage. Real estate investing as a personal wealth growth strategy. And much more! About David B...

Join Mike Cavaggioni with Sarah Weaver on the 181st episode of the Average Joe Finances Podcast. Sarah shares how she built her real estate portfolio as she traveled the world. In this episode, you’ll learn: How to invest out-of-state Medium-term rentals Being a full-time digital nomad and entrepreneur The advantages of working remotely And much more! About Sarah Weaver: Sarah Weaver is an author, speaker, coach, real estate investor, and business owner. Sarah runs three businesses that se...

Join Mike Cavaggioni with Dr. Wendy Labat on the 171st episode of the Average Joe Finances Podcast. Dr. Wendy shares her knowledge, experience, and wisdom garnered firsthand from the challenges she faced and how it led her to develop The Financial Cures System®. Using this system she improved the financial lives of many entrepreneurs, business owners, families, and individuals across the U.S. In this episode, you’ll learn: The obstacles to Optimize Your Financial Health. Distinction between f...

Join Mike Cavaggioni with Joe DiSanto on the 168th episode of the Average Joe Finances Podcast. Joe shares how to help individuals and business owners navigate their finances, increase their net worth, and plan better for their future. In this episode, you’ll learn: Importance of personal and business budgets. Taking the big leap and starting a business. How to invest in real estate outside the area you live. How to plan for retirement and when you should start And so much more! ...

Join Mike Cavaggioni with Bob Wheeler on the 164th episode of the Average Joe Finances Podcast. Bob shares how he helps listeners conquer their money shame and avoid making poor financial decisions by teaching how emotions can dictate choices. In this episode, you’ll learn: How emotions impact financial decision-making. The importance of financial therapy A healthy relationship with money And so much more! About Bob Wheeler: Bob Wheeler is a Financial Expert & Motivator, Book Author, and Fo...

Join Mike Cavaggioni with Jerome Myers on the 161st episode of the Average Joe Finances Podcast. Jerome shares how he uses his personal journey and unique training method to guide other apex performers in leadership positions. He helps them face their toughest personal and professional challenges head on. In this episode, you’ll learn: Transitioning from being a lone wolf real estate investor to having partnerships. Relationship built partnerships versus business built partnerships. How one s...

Join Mike Cavaggioni with Brighton Gbarazia on the 157th episode of the Average Joe Finances Podcast. Brighton shares his expertise on wealth creation through Real Estate. In this episode, you’ll learn: How to purchase a home right Current interest rate market and how that impacts homeownership Common mistakes people make when buying a home. And so much more! About Brighton Gbarazia: Brighton Gbarazia is the CEO of Wealth Marathon with over a decade of experience working with Canada’s large...

Join Mike Cavaggioni with T.R Smith on the 156th episode of the Average Joe Finances Podcast. T.R shares how you can maximize employee benefits, reduce your taxes, and build generational wealth. In this episode, you’ll learn: Understand the tax implications. How to make a tremendous profit with minimal risk. How to reduce your taxes in a big way so that you get an immediate profit on the money you filter through these accounts. How to achieve a “Triple Tax Advantage” plus long term asset gro...

Join Mike Cavaggioni with Robert Persichitte on the 151st episode of the Average Joe Finances Podcast. Robert shares how he helps people keep their money, avoid and recover from mistakes, ripoffs, and taxes. In this episode, you’ll learn: Emerging financial scams Unregulated investments and how do they impact people The traps and scams at penny stocks or cryptocurrency market The importance of management and a win-win model And so much more! About Robert Persichitte: Robert Persichitte, CP...

Join Mike Cavaggioni with Dearonne Bethea on the 150th episode of the Average Joe Finances Podcast. Dearonne shares his passion and purpose to educate others on financial literacy, give back to the community and provide the blueprint on how to create generational wealth. He is on a path to 100 businesses and 100 streams of income. In this episode, you’ll learn: Simple investing and learning how money makes money How to get into real estate investing Buying houses in low-income areas and givin...

Join Mike Cavaggioni with DC Glenn on the 145th episode of the Average Joe Finances Podcast. DC shares his passion for empowering, educating, and leaving a legacy of inspiration behind for his fellow artists, or anyone who hopes to succeed in any endeavor their heart desires. In this episode, you’ll learn: Learn how to master your craft. What is Search Channel Optimization (SCO) and how it works The importance of organization and its impact The importance of learning and understanding the vo...

Join Mike Cavaggioni with Tony Bradshaw on the 141th episode of the Average Joe Finances Podcast. Tony shares how made his millionaire choice, created his millionaire plan and helped other people create their own millionaire plan. In this episode, you’ll learn: How you can make the millionaire choice with the right mindset. Importance of mindset to becoming wealthy. The financial vision of abundance to those who don't have a financial vision. How to Make the Millionaire Plan. And so much mo...

Join Mike Cavaggioni with Dr. Virgie Bright Ellington on the 137th episode of the Average Joe Finances Podcast. Dr. Virgie shares some practical strategies in understanding complex medical procedures, avoiding financial devastation from medical bills, and encouraging effective communication with medical facilities and insurance companies. In this episode, you’ll learn: Handling surprise charges on bills Tips for negotiating medical debt Getting medical debt off our credit report What to do w...

Join Mike Cavaggioni with Chris Miles on the 136th episode of the Average Joe Finances Podcast. Chris shares why you NEED passive income right now and how to get your savings/investment money to pay you TWICE. In this episode, you’ll learn: How to beat inflation How to get out of the Standard American Retirement System Using equity out to invest The best route to buying cash flowing assets And so much more! About Chris: Chris Miles, the Cash Flow Expert and Anti-Financial Advisor, is a lea...

Join Mike Cavaggioni with Garrett Sutton on the 135th episode of the Average Joe Finances Podcast. Garrett shares his experience in assisting individuals and businesses limit their liability, protect their assets, implement advantageous corporate structures, and advance their financial goals. In this episode, you’ll learn: Why a real estate investor should get an LLC to protect their assets Mistakes people make when opening up an LLC Why it’s important to “have a meeting with yourself”...

Join Mike Cavaggioni with Mario Payne on the 132nd episode of the Average Joe Finances Podcast. Mario shares his journey in to becoming a Certified Financial Planner, and how he was able to build his own financial services firm, TOAMS Financial In this episode, you’ll learn: How TOAMS Financial was created In what aspects TOAMS Financial differs with larger financial service firms What made Mario create an ETF platform for investors How does Mario’s Investment app work and what makes it diff...