The #1 Personal Finance and Investing Podcast in Hawaii! Top 1% Ranked Podcast!

Meet the Team

The Average Joe Finances ® Podcast was founded by Mike Cavaggioni in July 2020. As the podcast grew, a new co-host joined the team in April 2024. Now Mike and Tawnya are looking forward to sharing their individual journies as well as the journey of our guests with all of you. 

Thank you for being a part of this amazing adventure towards financial freedom!

About the Hosts

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Mike Cavaggioni

Founder/Host

Mike Cavaggioni is a veteran and retired U.S. Navy officer having served for 20 years. Mike is a licensed REALTOR-ASSOCIATE®, Financial Coach, Real Estate Investor, and Podcast Host. Near the end of his Navy career, he shifted his focus to financial independence and entrepreneurship. Mike started investing in real estate and working his other side-hustles to create passive income and become financially independent by age 38.

He started the podcast to share both his own and his guest’s adventures in becoming financially independent. Mike’s mission is to provide relevant and informative content that will help others in their own financial independence journey. Mike’s goal is to help you beat debt, build your wealth, and control your future!

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Tawnya Schultz

Co-Host

Tawnya Schultz is a financial life coach and the founder of themoneylifecoach.com, an online platform helping millennial women learn how to budget, pay off debt, invest and leave a legacy. She offers 1:1 coaching, monthly workshops, and a budgeting and money mindset course, Debt Freedom Budget Bootcamp. Tawnya posts weekly videos and daily tips on Instagram and Tiktok with a following of over 350,000.

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Editing Team

The Official Podcast Editing Team for Average Joe Finances Podcast.